Privacy Policy
Effective Date: July 22, 2026 • Accreting.com
1. Introduction & Core Privacy Commitment
Accreting.com ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, utilize our interactive financial calculators, read our guides, or request a fee-only fiduciary advisor referral.
Browser-Side Processing: All mathematical modeling and financial inputs entered into our calculators (e.g., portfolio asset values, cost basis, income numbers) execute locally in your web browser. We do not store or transmit your raw scenario inputs to our servers unless you explicitly submit a form (such as an advisor referral request or contact form).
2. Information We Collect
A. Information You Voluntarily Provide:
- Advisor Referral Requests: Email address, estimated investable assets range, planned conversion/strategy size range, primary advisory goals, and referring page.
- Contact Form Submissions: Full name, email address, inquiry topic/category, message content, and submitted page URL.
B. Information Collected Automatically:
- Device & Usage Data: IP address, browser type, operating system, referring URLs, pages viewed, time spent, and interactions via Google Analytics and Microsoft Clarity.
- Security Verification Data: Google reCAPTCHA tokens used to verify legitimate human submissions and prevent automated bot spam.
3. How We Use Your Information
We use the collected information for the following specific purposes:
- To connect you with qualified fee-only fiduciary financial advisors (CFP® professionals) when you request an advisor referral.
- To respond to your inquiries, feedback, error reports, or partnership communications submitted through our contact form.
- To monitor, analyze, and optimize website usage, technical performance, and user experience.
- To protect the site against fraud, abuse, spam submissions, and security vulnerabilities.
4. Information Sharing & Disclosure
We do not sell, rent, or trade your personal information to third-party data brokers or marketing companies. Information is shared only under the following limited circumstances:
- Referral Network Partners: If you explicitly submit an advisor referral request, your contact information and reported goals are shared with selected independent, fee-only fiduciary advisors to fulfill your referral request.
- Service Providers: We utilize trusted infrastructure providers (e.g., secure email delivery services, analytics providers Google and Microsoft, and Google reCAPTCHA) solely to operate the site.
- Legal Obligations: We may disclose information if required by law, subpoena, court order, or governmental regulation.
5. Cookies & Analytics
We use standard cookies and tracking pixels (such as Google Analytics and Microsoft Clarity) to understand site traffic patterns and improve performance. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.
6. Data Security & Retention
We implement standard administrative, technical, and physical security measures to safeguard your personal data. However, no internet transmission or electronic storage method is 100% secure. We retain contact and lead information only as long as necessary to fulfill your request or satisfy operational requirements.
7. Contact Us
If you have questions, concerns, or data privacy requests regarding this Privacy Policy, please reach out through our Contact Form.