Financial & Tax Calculators
Institutional-grade tools designed to model complex tax, residency, and retirement moves.
Employer Stock (NUA) Rollover Calculator
Compare Net Unrealized Appreciation (NUA) vs. Traditional IRA rollover for company stock in your 401(k). Optimize capital gains vs. ordinary tax.
Mid-Year Move + Roth Conversion Tax Risk Calculator
Moving to Florida or Texas mid-year? Calculate statutory residency risks under NY Tax Law § 605 and Matter of Gaied for your Roth conversion.
Zero-Tax Retirement Income
Model the "Surgeon Strategy" to stack Roth, HSA, and capital gains buckets to pay $0 in federal income taxes during retirement.
Direct Indexing Tax Alpha Estimator
Estimate tax-loss harvesting alpha net of management fees — pre-positioned specifically for upcoming RSU vesting and equity liquidity events.
Section 351 Conversion ETFs
Diversify concentrated stock with immediate public market liquidity and 25/50 rule composition analysis.
Section 721 Exchange Funds
Tax-deferred partnership diversification when you cannot pre-diversify under §351 rules. Evaluate 7-year lockups.